Fire and Special Perils Insurance

The objective of fire insurance policy is to repair or replace property damaged or destroyed; or to compensate the insured against any loss occurred from a fire outbreak.

The policy provides cover against loss or material damage to such items as buildings, office equipment, air-conditioners, furniture, fixtures and fittings of every description, computers, telephone and telecommunications equipment, raw materials, goods being manufactured or traded and any goods responsible for as part of the business activity.

This ensures that the devastating effect of a fire does not have a lasting effect on you or your company.

Basis of Cover

• Fire, lightning and explosion
• Flood
• Bursting and overflowing of water pipes
• Malicious damage
• Impact
• Bush fire
• Strike, riot and civil commotion