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House Owners/ Householders Insurance
Burglary and Housebreaking Insurance
Fire and Allied Perils Insurance
All Risk Insurance
Computer/ Electronics Insurance
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House Owners/ Householders Insurance
This policy provides cover for all items such as furniture, electronic equipment, etc within the policy holder's home against accidental damage. SA Insurance would repair/replace insured items after a brief survey of the damage has been performed. So go ahead and buy that item you've had your eye on…you're covered!
Burglary and Housebreaking Insurance
Burglary Insurance is a form of protection to reimburse an insured for losses and damage sustained through burglary and theft. Contents are usually insured against loss from theft provided there has been forcible and violent entry to or exit from the insured premises. The cover includes damage to building for which the insured is responsible resulting from theft. However, theft by employee is not included within the scope of cover, as it is the subject of Fidelity Guarantee Insurance.
Fire and Allied Perils Insurance
The devastating effect which a fire can have on a company's assets such as its buildings, plants, machinery and equipment etc., calls for Comprehensive Fire Insurance. This policy provides indemnity against loss or material damage to properties occasioned by fire.
The rate of premium charged is in direct proportion to the risk and value of assets. The object of fire insurance is to repair or replace property damaged or destroyed; or to compensate the insured for such a loss. This ensures that such devastation does not have a lasting effect on you or your company.
All Risks Insurance
This policy insures assets which are extremely valuable and require cover beyond the normal scope of Fire and Burglary policies. This policy also covers the insured against accidental breakage and petty theft of the items.
Computer/ Electronics Insurance
This policy covers loss or damage to the insured's equipment from accidental causes while situated at the specified premises. The policy may be extended to cover consequential loss of revenue or additional expenditure i.e. extra costs of renting alternative computer facilities if yours is damaged, as well as the cost of retrieving lost data.
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